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Credit Assessment Officer for KB Daehan Specialized Bank Plc.

(This job application was closed on 18th June 2021)
For : Cambodian Only
Categories : Analyst / Assessment, Banking / Finance
Schedule : Full time job
Sex : Male, Female
Language : Khmer, English
Location : Phnom Penh
Hiring : 9 Positions
Closing Date : 18th June 2021
Salary :
Negotiable
Experience : Minimum 3 years
Degree : Bachelor
Job Description

KB Daehan Specialized Bank is a subsidiary of KB KooKmin Card Co., Ltd, the most successful and top 2 in Credit Card business and Auto Vehicle financial in South Korea. With its Joint venture with its successful partner in Indochina peninsular partner, KB Daehan Specialized Bank was approved by National Bank of Cambodia to operate its business in Cambodia in March 2018. KB Daehan Specialized Bank’s goal is to improve living style of people of Kingdom of Cambodia with motivating, strengthening, high training staff who are standing by in place to serve a best service to meet its customer needs and satisfactions.

Job Responsibilities & Duties
  • Assess loan application and quality check within defined guidelines and policies of each product.
  • Conduct independent credit risk assessments on loan applications and submit to loan committee for approval.
  • Conduct on site visit for necessary cases, including suspicious cases and accordingly providing independent observation.
  • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.).
  • Evaluate the financial status of clients including financial ratios, trend, cash flow analysis, and financial projections
  • Evaluate clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
  • Analyze the data and preparing reports about the degree of risk in lending money to clients
  • Analyze client records and using the data to recommend payment plans
  • Monitor loans for compliance.
  • Draft models of credit information that predicts trends and patterns.
  • Make a plan for annual credit review (twice a year).
  • Other tasks assigned by management.
  • Making recommendations about procedural/policy changes.
Job Requirements
  • Bachelor degree in the field of Banking/Finance or related degree
  • Minimum of Three (3) years’ experience in the Assessment department or leasing company
  • Able to use Microsoft office (Word, Excel, PowerPoint) and Internet
  • Strong analytic and financial skills
  • Attention to details.
  • Be honest, highly committed, and flexible
  • Able to work under pressure, independently as well as in team.
  • Able to use English in speaking and writing (Good)
How to Apply?

Submit your CV and Cover Letter to the HR and Admin Department of KDSB by hard or soft copy.

Together with documents as following:

  • Copy of ID Card
  • Curriculum Vitae or resume
  • Birth Certificate
  • Family Certificate
  • Education Certificates or related documents
  • ID Photo

By using the information mentioned in the contact details.


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Company Information (Opening jobs)
Company : KB Daehan Specialized Bank Plc.
Email : jobs@kdsb.com.kh
Tel : 023 991 555
Address : 21st and 22nd Floor of Oval Office Tower (building No. 1), Street 360, Boeng Keng Kang Ti Muoy Sangkat, Boeng Keng Kang Khan, Phnom Penh Capital, Cambodia
Website : http://www.kdsb.com.kh
KB Daehan Specialized Bank Plc.

KB Daehan Specialized Bank is a subsidiary of KB KooKmin Card Co., Ltd, the most successful and top 2 in Credit Card business and Auto Vehicle financial in South Korea. With its Joint venture with its successful partner in Indochina peninsular partner, KB Daehan Specialized Bank was approved by National Bank of Cambodia to operate its business in Cambodia in March 2018. KB Daehan Specialized Bank’s goal is to improve living style of people of Kingdom of Cambodia with motivating, strengthening, high training staff who are standing by in place to serve a best service to meet its customer needs and satisfactions.

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